Medicare Supplement Insurance or “Medigap Policy” is private health insurance that is designed to supplement Original Medicare. This means it helps pay some of the health care costs (“gaps”) that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare approved amounts for the covered health costs. Then your Medigap policy pays its share.

Every Medigap policy must follow Federal and state laws designed to protect you, and the policy must be clearly identified as “Medicare Supplement Insurance.” Medigap insurance companies in most states can only sell you a “standard” Medigap policy identified by letters A through N. Each standardized Medigap policy must offer the same basic benefits, no matter which insurance company sells it. Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies.

At Pinnacle Consulting Group our experienced and well-trained advisors will help you find the right solution to your personal insurance needs.

Please contact one of our agents directly, or email us at with any questions that you may have.

Medicare Supplement Insurance is provided through Senior Plus Advisors (

*Senior Plus Advisors is not affiliated with or endorsed by any government agency, including the Social Security Administration or federal Medicare programs.